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Faq’s

Faq’s

The length of time does it decide to try switch your account?

By using the existing Account change provider we offer your account is going to be completely switched in 7 business days.

How do you switch my account to Card One cash?

Switching your account to Card One cash hasn’t been easier by making use of the present Account Change provider. We could switch your entire Direct Debits, standing instructions and wages/benefits. So that you can switch your account give us a call on 0871 811 1881 (Calls price 11p per moment, as well as your phone organization’s access fee) and we shall switch this within the device.

Does every thing on my account that is old get to my brand brand brand new account?

No, recurring payments, additionally called constant re re payment authorities aren’t the main guarantee. They are put up making use of your debit card details, in place of your account quantity and type rule, and therefore are frequently utilized for telecoms bills, gym membership and pay day loan repayments. Therefore if you switch up to a Card One cash account, you will need to allow ongoing businesses worried understand your card details.

exactly exactly just What goes on to any debit card deals that i’ve expected my old bank to cease?

The Account that is current Switch should maybe maybe perhaps not restrict this technique and any debit card deals you have actually asked your bank to end should stay therefore after your switch.

If you should be maybe perhaps maybe not just a bank, just what are you currently?

We’re an Authorised Payment Institution (API), running beneath the Payment Services Regulations authorised and managed by the FCA. The difference that is main an API and a bank is we’re maybe perhaps maybe not licensed to make use of the client’s cash for almost any function such as for example financing. There are also key differences when considering a Bank and an API, such as for example various “Conduct of Business” and capital adequacy guidelines.

Is my cash protected by the FSCS?

As Card one cash aren’t a bank your hard earned money just isn’t protected by the FSCS. But, Card one cash holds anything in your present account in a safeguarded account with our selected banking provider (Barclays Bank plc, National Westminster Bank plc or the lender of England). Hardly any money on your card is in an account that is safeguarded by the credit card providers (Fair Payments Ltd) chosen banking provider (Barclays Bank plc, National Westminster Bank plc). Fair advance america payday loans promo code re re Payments Ltd certainly are a subsidiary of Equals Group PLC. Registered Office: 3rd Floor, Vintners’ destination, 68 Upper Thames St, London, EC4V 3BJ.

I’ve a poor credit rating; can We nevertheless have an account that is current?

Yes, you are able to. You will get a card one money account, aside from your credit history. We do not make any credit checks*, we can assist you make a fresh begin.

May We apply online?

Yes, it is possible to. Just click here to complete our online application kind. For those who have nagging issues, or need some assistance, please telephone 0844 257 2500 (Calls price 7p per moment, plus your phone business’s access cost.) and another of our advisors will make suggestions through the method.

Can I get my salary/wages paid into my account directly?

Yes you are able to. To have your salary/wages compensated into the account you frequently just provide your boss along with your kind code and account number. Instead, you’ll finish a wage mandate and hand to your company. Please contact Consumer Services who can have the ability to organize to deliver a mandate out for you.

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